I
tend to get in the habit of writing about my experiences and I skim over the work that I am
actually doing. I talk about how things make me feel, or I write about things
in an attempt to better understand my surroundings or for the chance for those
you of actually reading my blogs to better understand Senegal, even if it is
just a little bit or through only my eyes. Well this post is different my
friends. I want to tell you a little bit about a training that myself and my
PTA (Program Training Assistant) Talla Diop held in Velingara, and by that I
mean Talla did almost everything, all I did was find a bunch of people that
wanted to attend, which doesn’t take a rocket scientist.
Talla explaining the rules of the game |
I
decided to have two trainings, one for the more educated or entrepreneurial
types and one for the less educated. Almost immediately by creating these two
groups we are separating the women from the men, which can be a good or a bad
thing depending on what you are trying to accomplish. Since everyone that we
wanted to attend the training were not educated, and since men have a complex
in this society, we wanted to keep them separate to give the women a chance to
actually learn and take something from the training and not just watch the men
participate.
So
what was the training? It is called The Best Game and it is adapted from a game
that was created by the UN and played throughout many developing countries
throughout the world. There are four stages to the game but Senegal for the
most part is still in the first stage of the game, learning and understanding
basic principals that most of us in the US learned in primary school. The game
focuses on financial management and budgeting principals and puts it in a
context that is very relatable to the Senegalese culture. The best part of the
game is it can be adaptable for literate or illiterate groups and since most of
the women in the afternoon training were illiterate this game worked perfectly.
Babies apparently always go to the market, when it is real and just for fun |
The
game starts out separating people into even teams. Each team is then explained
the rules; 1) You are paid 200CFA the beginning of the month which is a Wednesday,
2) Thursdays are used to plan and budget your money for the next week, 3)
Saturdays is market day, 4) Sunday is a day of rest and no work can be done, 5)
you are a hat maker and each Monday you can buy materials to make your hats
which cost 400CFA/hat, 6) Tuesdays you make your hats, 7) Wednesdays you sell
your hats in the market for 800CFA/hat, 8) the 27th of the month you
have to pay rent which is 250 CFA, 9) a new day happens only when the hour
glass is flipped over and those days activities must finish before the sand
runs out of the hourglass, about a minute, and 10) money can be deposited into
the bank whenever you would like.
Rules
are explained in detail and since there are four weeks in a month there are
four
rounds to the game. The game starts out in the beginning of the month and
everyone is handed money and, in a typical fashion, feels richer than they are
in reality. This first round is great to watch once you know how the game works
because you pick up on the more fiscally responsible decisions that some groups
are making while understanding the less responsible ones from other groups. For
example, when Jordan and I played with the more educated group in the morning
training there was one other women who attended, so of course the men put her
in our group. We sent her to the market the first Saturday where you can choose
from food, cloths, candy, sunglasses, radios, watches and soccer balls for all
varying prices. She had 50CFA to spend and she bought 20CFA of food, which was
good, but the only thing that was 30CFA on the market board were sunglasses, so
she bought them. Now I am not sure how sunglasses are going to better improve
our “family” situation but she did not even think to not spend that money and
save it for next week. Interesting train of thought and needless to say she was
never sent back to the market. Also in the first round my counterpart Amadou,
who was in a different group, was holding his pen when the hourglass was flipped
over to Sunday, resulting in a financial penalty for working. Not exactly sure
the intentions behind this rule but I think it just enforces that there are
rules and we follow them, which I like! The first Monday everyone was unsure as
to how many pieces of paper to buy to make our hats since we were unsure how
long it would take to make a hat and all hats had to be completed by the end of
the hourglass timer. I think we bought three but we should have used the first
Thursday to better plan our expenses to determine how many hats we needed to
make in order to support our lifestyle and profit to pay our rent at the end of
the month. That is what the first round is I suppose, to make mistakes and learn
from them. Once at the market on Wednesday we tried to sell our hats to Talla
where they had to endure tests to ensure their quality (him bouncing them in
his palm to make sure they didn’t become unfolded) and if they were not
well-built he would then dramatically crumple them up and throw them in a trash
can or over his shoulder in attempts to prove a point. It was great and
everyone got a good laugh out of it and everyone quickly learned not to invest
too much money in raw material if you were unable to create a quality product
in a timely fashion.Quality control on "hats" |
Talla crumpling hats that were in the production phase before the start of the day |
As
the weeks went on we grew stronger in the game since we knew what was expected
of us and how serious Talla was about the rules of the game. People stopped
spending their entire weeks budget on food, they invested more in the business
and they were sure to build quality products over quantity. It was like
everything that I was taught in school and it was refreshing seeing these
somewhat foreign principals being used so casually and without trying to shove
it down their throat; if only everyone could play this game, understand the
concepts and apply them to real life we could wrap this Peace Corps thing up
next week. Unlikely.
A
couple of times throughout the game a card is drawn where a life event happens
and, depending on your situation, you are either prepared for it or not. Of
course the card that was drawn in both trainings, I think Talla planned it now
that I think back on it, was that a thief was coming around and stole all the
money that was not in the bank. The bank?! I forgot about that thing and so did
every other group apparently. We had a savings, we were feeding our family, we
were creating quality products but we were not putting money in the bank so
three-quarters through the game we lost everything. Amadou’s group was already
in the hole at this point, they had to borrow money from another group with an
interest rate of 30% determined by the group and they chose them over our
group, which was charging 100%.
This being said, they were a little less affected by the event but it
was detrimental to those of us who actually had a plan. Another card was drawn
during the women’s afternoon training where the kids in the family were sick if
you did not buy enough food the previous week at the market. All the groups
passed this test and I must say, the women were much better at listening and
following directions compared to the morning session where the men were
constantly being penalized for not following rules.
The Bank |
If
it came down to having to pay for something and you had no money you could
sometimes borrow money from the bank, when Talla allowed it or he wanted to
prove a point. The end of the month was approaching for both trainings and Talla
required that each group pay back the loans that they had barrowed from the
bank. Most of the groups were able to pay, without a problem, and life seemed
to go on. But there was one thing, no receipts. The next day Talla requested
that each group repay their loans that they held with the bank and when each
group, screaming more or less, explained that they already paid it back he
simply said, “oh ok no problem, can I see your receipt.” No receipts were
shown, of course because he did not write any, and everyone had to pay their
loans back for a second time. I could not help but sit back and laugh at how
passionate everyone was getting and how they refused to pay again, but Talla
stood his ground and demanded money from each group.
Out
of both the morning and the afternoon session Jordan and I were the only group
that actually had money at the end of the game. Not only money left over but we were the only group that did not
have an outstanding loan with the bank. This may have something to do with us
being the most educated out of everyone at the trainings or that I had played
the game before but I still forgot key lessons like keeping money in the bank.
Damn, that one will stick with me forever, how could I forget that? Now comes
my favorite part of the game- Talla had a little talk with the groups at the
end of the game telling them the importance of being aware of your financial
situation, budgeting and not spending half your salary on a weeks worth of
food, investing in your business since that is how you earn money and keeping
money in the bank. He was able to apply all of these important principals with
examples directly from the game and everyone understood.
Talla (in the hat) and most of the women from the afternoon training |
It
is amazing how people can got more out of this training that any amount of
lectures that I could have given. It was prepackaged, easy to understand and
conducted by someone knowledgeable and passionate in the topic. A truly great
training for anyone working in development or honestly with any group that
needs to improve his or her financial knowledge and responsibility. If you
would like details on the game or would like to duplicate it feel free to
message me and we can tailor it to your culture or individual situation. Thanks
for reading, take care and until next time.
Ciao.